Others, however, believe that as the Affordable Care act covers more and more people, PIP coverage can be eliminated. Colorado drivers saved 35 percent on their overall insurance payments after that state dropped its no-fault system, according to the Post. The 14-day limit sets an almost unreasonably small window for injured motorists to seek medical treatment, and drivers who wait to seek help can expect to be turned down for PIP compensation. However, if you failed to obtain medical treatment within the 14-day period, and you later discover that you’ve been injured and require reimbursement, all is not necessarily lost. Just because an insurance company initially denies a claim, it does not necessarily mean that you have no recourse.

Frequently, a good personal injury lawyer will be able to present facts to insurance companies that lead them to reevaluate their decision and to approve your claim. If the insurance company won’t budge, you can file a personal injury lawsuit to recover damages. Most personal injury attorneys will meet with you for free, and if you have a personal injury case, they’ll work on a consignment basis – in other words, legal fees won’t be due until and unless you win. You have nothing to lose by speaking with an experienced personal injury attorney after a traffic collision.

If you are injured in a traffic accident – in Florida or any other state – don’t admit to any fault or sign any insurance documents before speaking to an experienced personal injury lawyer. Obtain medical attention immediately, and take photographs of your injuries both before and after your treatment, if possible. Also – if at all possible – take photos of the accident site and the vehicles. Obtain complete contact and insurance information from the other driver and contact information from any eyewitnesses. Call the police and make certain that you arrange to obtain a copy of the accident report. Make and retain copies of all of the medical, police, and insurance paperwork.

A good personal injury lawyer can then evaluate your case and provide the specific legal guidance you need. In central Florida, contact an experienced Orlando personal injury attorney as quickly as possible if you’ve been injured – or even if you think you’ve been injured – in a traffic accident with a negligent driver. Nothing is more important than your health, so if you’ve been injured by negligence, let a good personal injury lawyer help.